|
|
|
|
PRE APPROVED ATMOSPHERE
APPROVAL PROBABILITY
HIGH
PROFILE SNAPSHOT
EST. CREDIT SCORE : 620
ANNUAL INCOME : $60,000
UTILIZATION : 15%
DEBT TO INCOME : 31%
LATE PAYMENTS : 0
HARD INQUIRIES : 2
COLLECTIONS : 0
UNDERWRITER VIEW
DTI (debt to income ratio)…..Strong repayment capacity.
PAYMENTS…………………..Payment history appears stable.
UTILIZATION………………..Credit usage remains within acceptable levels.
INQUIRIES………………….Recent credit activity appears normal.
COLLECTIONS………………..Collection activity remains within acceptable limits.
OPTIMIZATION TARGETS
No optimization targets identified.
|
INTERROGATOR
ID….. :
CARD… :
BALANCE :
LIMIT.. :
MINIMUM :
CLOSE.. :
DUE…. :
FLAG… :
|
